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How much cash can you legally carry UK?

There is no cash limit to bring into the UK money from abroad, however you do need to declare if you bring cash to the UK of £10,000 or more. When you arrive in the UK, follow the “goods to declare” or “red channel” signs, and tell a Border Force officer you want to declare cash.



Within the UK (traveling domestically between England, Scotland, and Wales), there is no legal limit on how much cash you can carry. However, for international travel, if you are entering or leaving Great Britain with £10,000 or more (or the equivalent in any currency), you are legally required to declare it to UK Customs. If you are traveling to or from Northern Ireland, the threshold is €10,000. This declaration is a simple process that can be done online up to 72 hours before travel or at the airport. It is important to remember that while carrying large sums isn't illegal, "reasonable suspicion" laws allow police or border officers to seize any amount of cash (even under the limit) if they suspect it is the proceeds of crime or intended for illegal use. They can hold it for 48 hours without a court order while they investigate the source and intent.

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Having large amounts of cash is not illegal, but it can easily lead to trouble. Law enforcement officers can seize the cash and try to keep it by filing a forfeiture action, claiming that the cash is proceeds of illegal activity. And criminal charges for the federal crime of “structuring” are becoming more common.

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A government statement published today (18 August 2023) set the minimum expectations on banks to protect services for people and businesses wanting to withdraw or deposit cash. They can expect to withdraw cash without any fees – something that has been set out in law.

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