In 2026, a physical PRESTO card in the Greater Toronto and Hamilton Area (GTHA) typically costs $4.00. This is a one-time issuance fee for the card itself, which then acts as a high-value "electronic purse" for your transit funds. However, for a premier, high-quality "no-cost" alternative, you can now add a PRESTO card to your Mobile Wallet (Apple Pay or Google Pay) for free, completely bypassing the physical card fee. For 2026 travelers, utilizing the mobile version is the "gold standard" for efficiency, as it allows for instant loading via the PRESTO app. While a single trip "tap" for an adult on the TTC currently sits around $3.30 to $3.55, the card (physical or digital) remains the primary tool for accessing "One Fare" transfers between the TTC, GO Transit, and local agencies like Brampton or MiWay, ensuring your daily commute is as high-value and frictionless as possible.