How much does it cost to use an ATM on a cruise ship?

There is a $6.50 fee per transaction for this service. Fee Notification: The operator of the ATM will charge a fee for a cash withdrawal. This charge is in addition to any fees that may be assessed by the guest's financial institution.



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You will most likely need cash while you're off the ship, especially in foreign ports. Not only can it save you money in foreign transaction fees that most credit card companies charge, but if you're traveling to certain parts of the world, you may encounter places where credit cards aren't accepted.

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ATMs are typically available on board cruise ships belonging to major cruise lines like Carnival, Royal Caribbean, Norwegian, Celebrity, Holland America, Princess (& many others). However, most charge considerably higher fees for use in addition to any charges assessed by your bank.

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There is no need for cash. The same goes for most gratuities. Cruise lines now offer prepaid options for gratuities to your room steward and dining room waiters. So you can pay them before you even get on the ship.

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How to prevent roaming charges while at sea
  1. Turn off your phone. The easiest, but by no means the nicest, is to turn off your phone. ...
  2. Use airplane mode. Many of us can't go more than a few hours without our phones, so it's more likely you will opt for these other options such as using airplane mode. ...
  3. Use the ship's wifi.


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Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences, but there are a lot of variables to consider.

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How do I pay for purchases onboard? All onboard purchases are paid for using your cruise card, which doubles as your room key. This card is set up before boarding and serves as your ID to get on and off the ship, provides you access to your cabin and makes for easy swiping when you decide you need a pina colada.

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On most cruise ships, crew gratuities, shore excursions, spa treatments, casino play, internet and purchases in the onboard shops will all be additional costs.

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ATMs are typically available on board cruise ships belonging to major cruise lines like Carnival, Royal Caribbean, Norwegian, Celebrity, Holland America, Princess (& many others). However, most charge considerably higher fees for use in addition to any charges assessed by your bank.

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In most cases, you can simply explain that you do not have a credit card and they'll come back to you with a Plan B (they want your money so there will definitely be a Plan B). Never use a debit card on a cruise.

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Guests can obtain Euros at the Automatic Teller Machine (ATM) on board or in port in order to withdraw the amount of money they will need, usually at a better rate than any of the Currency Exchange locations in port.

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Traveling on cruise ships and ferries One tip to avoid higher charges: We recommend that you turn off roaming while the ship is docked in a U.S. port. Otherwise, your phone may pick up the ship's network and you'll be charged cruise ship roaming charges for any usage.

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Can You Still Text for Free in the Cruise Line's App if you Bring Your own HotSpot? Yes, of course! As long as you have the app downloaded on your phone and you're on their free wifi, you can use the app to text on a cruise ship for free.

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But, please be aware that cellular data used on the ship or in certain ports of call will result in charges from your cell phone provider. As you sail into international waters, these expenses can add up, so we recommend that guests turn off their cellular data and connect to the ship's Wi-Fi instead.

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