How much is the Amtrak Guest Rewards credit card?

Introduction. New cardholders can earn 20,000 bonus points after making at least $1,000 in purchases within the first 3 billing cycles of account opening. There's a $99 annual fee with the Amtrak Guest Rewards Preferred Mastercard, but the card offers a host of valuable travel benefits with Amtrak.



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The $99-annual-fee Amtrak credit card features a limited-time welcome offer: Earn 40,000 bonus points after you spend $1,000 in the first three billing cycles (as of March 2023).

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The Amtrak Guest Rewards® Preferred Mastercard®* is a better option for frequent Amtrak travelers. The card offers a larger welcome bonus offer and higher reward rates. You can earn 20,000 bonus points after making at least $1,000 in purchases within the first 3 billing cycles of account opening.

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It appears these rumors are true, as the Amtrak Guest Rewards Mastercard is no longer available. According to Julie, the virtual assistant, "Unfortunately, we do not currently offer an Amtrak Guest Rewards credit card."

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As far as travel rewards points go, this is pretty exceptional value for those who enjoy taking Amtrak trains. Depending on how you choose to redeem your points, the 50,000-point welcome bonus would be worth between $1,100 and $1,400 in Amtrak tickets!

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Earn With Status Miles Member: Earn 2 Amtrak Guest Rewards for every dollar spent. Select: Get 25% more Amtrak Guest Rewards for every dollar spent. Select Plus: Get 50% more Amtrak Guest Rewards for every dollar spent. Select Executive: Get 100% more Amtrak Guest Rewards for every dollar spent.

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Amtrak points are worth more than most other reward currencies, with each point worth about 2.9c toward most train fares (or 2.56 on Acela fares). That means that the 40K offer on the Amtrak Rewards Preferred card will buy you well over $1,000 in train tickets (nearly $1200 on non-Acela service!).

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To become a member, travelers must simply sign up online or by phone at 1-800-307-5000. That's when you'll receive a unique Amtrak Guest Rewards number. It's free to join, and if you travel within 90 days of becoming a member, you'll receive an additional 500 bonus points.

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You can activate your new card by calling 1-855-809-8318.

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Amtrak Guest Rewards Preferred Mastercard: Best for Amtrak loyalists. If you frequently use Amtrak, you're going to want to consider the Amtrak Guest Rewards® Preferred Mastercard®*.

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YOUR ROUTE TO REWARD TRAVEL Redeeming your points is easy and exciting—with reward travel starting at just 400 points to over 500 destinations.

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If the passenger does not produce a valid ticket or proof of payment, the conductor may ask them to pay the fare or exit the train at the next station.

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Amtrak Guest Rewards® Mastercard®*: Earn 2 points per dollar spent on Amtrak travel, including onboard purchases, 2 points per dollar spent on dining and 1 point per dollar spent everywhere else.

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Amtrak Network Amtrak operates a nationwide rail network, serving more than 500 destinations in 46 states, the District of Columbia and three Canadian provinces, on more than 21,400 miles of routes. It is the nation's only high-speed intercity passenger rail provider, operating at speeds up to 150 mph (241 kph).

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