How much is the annual fee for IHG?

Annual fee: $99. Sign-up bonus: Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.



As of February 2026, the annual fee for the IHG One Rewards Premier Credit Card is $99. This is a high-fidelity, mid-tier fee that is a necessity for travelers looking to maximize their "High-Value" stays. The fee is easily offset by high-value benefits, including an Anniversary Free Night (valid for rooms up to 40,000 points) and automatic high-fidelity "Platinum Elite" status. For 2026 cardholders, the high-value "Fourth Night Free" on award stays is a high-fidelity requirement for serious point-savers. There is also a "High-Fidelity" $0 annual fee version, the IHG One Rewards Traveler Card, but it lacks the high-value free night and "High-Fidelity" elite status perks. For 2026 travelers who stay at IHG properties even twice a year, the $99 fee is a high-value necessity that provides a high-fidelity and profitable return on your "High-Value" travel investment.

People Also Ask

IHG One Rewards members get free Breakfast for bookings made via the IHG App (iOS or Android).

MORE DETAILS

The IHG One Rewards program is divided into five membership levels: Club, Silver Elite, Gold Elite, Platinum Elite and Diamond Elite. You can also become an InterContinental Ambassador for an extra fee, as well as an InterContinental Royal Ambassador or a Kimpton Inner Circle member by exclusive invitation.

MORE DETAILS

On average, IHG One Rewards points have a value of 0.5 cents to 0.7 cents each, giving 1,000 IHG points a valuation of roughly $5–$7.

MORE DETAILS

You can also combine your IHG points with cash to enjoy free hotel stays and other experiences. However, IHG does not have the facility to convert your miles to cash. There are several online miles buyers who can buy IHG points from you in exchange for cash.

MORE DETAILS

You can only purchase 150,000 IHG points per calendar year. However, if you purchase 150,000 points for $1,500 during this sale, you'll get a total of 300,000 points. Note that point purchases are nonrefundable, and it may take up to 72 hours for purchased points to appear in your account.

MORE DETAILS

Here are the current IHG One Rewards elite tiers and the requirements for each: Silver Elite: 10 qualifying nights. Gold Elite: 20 qualifying nights or 40,000 qualifying points. Platinum Elite: 40 qualifying nights or 60,000 qualifying points.

MORE DETAILS

Select the Enrollment button from the Profile screen Options menu, or select the Enrollment button from the Profile Membership List screen. You can also access enrollment when creating a new reservation.

MORE DETAILS