Fees for using ATMs in GreeceThis can be between €2-€3.50. It is better to withdraw a couple of hundred euros at once so that you don't have to keep incurring more charges.
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Until recently, cash was the most common payment method in Greece. However, credit cards have been on the rise over the last decade since the Greek government now requires most businesses to have a point-of-sale terminal. Credit and debit cards are now widely accepted, but cash is still preferred by some businesses.
Eurobank became the best bank in Greece in 2022, according to the international financial magazine Global Finance. Banks were ranked based on financial performance, international credit rating, customer convenience and expert opinion.
There is not a strong tradition of tipping in Greece, particularly among the locals, but it's become expected that tourists leave a small tip while travelling through the country. In restaurants it's common to leave a cash tip for whoever is looking after you – 10–15 per cent is standard.
Restaurant workers in Greece don't expect you to tip, though the restaurant may sometimes charge a service fee. That fee can function as a tip instead, though it may go to the restaurant instead of the server. If you want to see your waiter receive the tip, you're better off leaving coins with the bill.
European travelers should always have some cash on hand; getting it from an ATM abroad is usually the easiest, most advantageous way. If you need cash from an ATM, it's usually better to use a debit card, because credit cards often charge a high interest rate for a cash advance.
Generally, 10-15% is ok, not great, and 20-25% is a pretty nice tip. If you have exemplary service and want to tip more, you will certainly be appreciated. In Greece, that simply isn't the case. While some fine dining restaurants in Athens may add a 10% service charge, that is the exception, not the rule.