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How much medical evacuation insurance do I need for a cruise?

If traveling to a remote location or going on a cruise, Squaremouth recommends $250,000 in coverage.



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With those factors in mind, it's very often now that the answer is: Yes, you should insure your cruise. The purpose of travel insurance is to cover the nonrefundable costs associated with your trip in case of an unforeseen event.

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For travelers going on cruises or international, we'd recommend looking at plans that offer $150,000 per person for evacuation and repatriation. The cost of getting evacuated off of a cruise ship can vary greatly depending on where you are at that particular time.

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Buying 50 Days Before Departure Buying cruise insurance at this time also takes the “panic” factor out of your purchase. There'll be lots to think about right before you leave. Buying 50 days out means you won't be worrying about “what-if” scenarios right up to departure date.

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Overseas travelers should have these minimum levels of protection: Medical Insurance Coverage - $100,000. Medical Evacuation Coverage - $250,000.

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Paying for Medical Care While Cruising When you get sick or worse and need treatment or emergency services, you will pay for it, typically out of pocket.

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Medical repatriation differs from medical evacuation in that the patient is airlifted back to his home country after receiving initial treatment in a foreign country.

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