How much money do you need in your bank to go to Australia?
You should have copies of your bank account showing you have adequate funds to support yourself (usually the equivalent of AUD $5000), as well as a return air ticket or extra funds to be able to pay for your journey home.
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Travelers visiting the United States from a foreign country must be able to prove to a U.S. Customs and Border Protection (CBP) officer that they have sufficient funds, i.e., credit card, cash, travelers' checks, money order to cover travel, lodging, entertainment, meals, etc. to be admitted into the United States.
VISA or MasterCard can be used everywhere credit cards are accepted. American Express and Diners Club are accepted at major supermarkets, department store chains and tourist destinations. A good tip is to carry multiple credit cards and a little cash. Merchants may impose credit card surcharges in some places.