How much money do you need on a cruise?

The answer to this question varies a lot by person, their travel habits, spending preferences, length of the cruise and destination. Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences, but there are a lot of variables to consider.



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Most guests bring $50-$120 cash per day to spend during the cruise. You will have many opportunities to purchase duty free goods, take exciting shore excursions, buy local souvenirs, play your chance in the casino, or enjoy some pampering in the spa.

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We dove into detail about spending on a cruise ship before. Cruise lines also break down how much cruise passengers spend in their financial reports. On average across cruise lines, the amount comes out to between $90-130 per person, per day.

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You probably won't need much actual cash while onboard, as many cruise lines will just charge purchases to your account. Even ship casinos these days have cashless credit systems. On nearly all cruises, passengers are given an itemized bill at the end of the trip listing all charged expenses.

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On the average 7-day sailing with a mainstream cruise line a person will spend $1,300 – $2,000. But stick around because we're going to explain what that actually entails, and how that price can be drastically higher or a bit lower.

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7-8 Daytime Outfits On your 7 day cruise, you'll need a casual daytime outfit for each day, plus at least one backup outfit in case you get wet.

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All-inclusive European river cruise deals land in the $350 to $450 range per person, per night as well. All-inclusive river cruises within the U.S. trend a bit higher, so anything under $600 per person, per night is a good deal.

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How much should you tip cruise waiter? The cruise gratuities cover the wait staff, so you're not obligated to give them any more of a cash tip. However, if you received outstanding service from a waiter and would like to show them your appreciation with a cash tip, $5 per day per passenger is the suggested amount.

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Do I need a passport? We recommend that everyone taking a cruise from the United States have a passport book. Though some “closed-loop” cruises may not require a U.S. passport, we recommend bringing yours in case of an emergency, such as an unexpected medical air evacuation or the ship docking at an alternate port.

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On most cruise ships, crew gratuities, shore excursions, spa treatments, casino play, internet and purchases in the onboard shops will all be additional costs.

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Do cell phones work on cruise ships? It's a common question with varying answers. Guests are free to utilize their cellular data or connect to our onboard Wi-Fi on any ship. But, please be aware that cellular data used on the ship or in certain ports of call will result in charges from your cell phone provider.

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Your cruise fare always includes food for breakfast, lunch and dinner on a cruise ship. However, not all venues that offer food will be free. The main dining room and cruise ship buffet will always be included in your cruise fare, though a few specialty items might cost extra.

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So how much money do you need? The answer to this question varies a lot by person, their travel habits, spending preferences, length of the cruise and destination. Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences.

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All travelers are advised to carry a valid passport with them when taking a cruise to Mexico, regardless of their nationality and port of departure. US citizens on closed-loop cruises, meaning they begin and end at the same US port, can travel to Mexico with proof of citizenship other than a passport.

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If you are a US citizen, you can take a “closed-loop cruise” (one that begins and ends at the same port) to The Bahamas without a passport. Instead, you'll need to present another proof of citizenship such as a birth certificate and a government-issued photo ID.

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U.S. citizens are generally required to present a valid U.S. passport when traveling to The Bahamas, as well as proof of anticipated departure from The Bahamas. Those traveling to The Bahamas on a cruise may use another Western Hemisphere Travel Initiative (WHTI) compliant document.

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Note that the amount should be tabulated for each individual in your party—don't try to tip once per couple or group. So if you're planning to go on a 7-day cruise, expect to give a total of between $112 and $161 per person in gratuities. Don't forget to factor those charges into your overall vacation budget.

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In general, plan on giving $16–$23 in gratuities per day for each passenger. Note that the amount should be tabulated for each individual in your party—don't try to tip once per couple or group.

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Most cruise lines charge between $400 and $4,000 for a 7-night Caribbean trip in a balcony stateroom. Remember that these cruise costs are only estimates, and that prices can vary greatly based on the cabin style, time of year, number of individuals in the room, as well as cabin placement.

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How much to tip your waiter. Main Dining Room waiting staff tend to be covered in daily gratuities, but for people who like to tip extra, an average is usually $100 per week. Some people prefer to tip on a per-meal basis, and tend to weight the tips more for dinner – $20 per dinner, $10 for lunch and $5 for breakfast.

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A few cruise lines feature a limited number of cabins designated for single occupancy sparing the solo cruiser from having to pay double. While cruise lines advertise these single cabins as having no supplement, the single rate is usually slightly higher than the per-person rate of comparable double occupancy cabins.

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