How much money should I bring on an all-inclusive cruise?

Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences. Here are some guidelines to help you decide how much money to bring on a cruise.



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We recommend bringing around $100-200 in cash with you on a port day. This should provide enough money for transportation, food, and small souvenirs in port.

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Prices for cocktails on cruise ships usually run about $10-14 per drink, before gratuity. So expect to spend about $12 to $16.50 per beverage when gratuity is added.

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In addition to security, it's also helpful to have cash as some places — such as smaller souvenir shops or taxi cabs — don't accept credit cards. Credit card usage simply isn't as widespread as it is in the United States.

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While water, juice, and tea are usually free on a cruise, you often have to go to the ship's restaurants to get them. Meanwhile, non-alcoholic drinks like sodas cost extra (usually around $2-3 per serving), so bringing those on with you when allowed can save you a decent amount.

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But, in nearly all cases, the price before your cruise will be cheaper than waiting until you are onboard. Drink packages cannot be shared, and in a road sense, all four cruise lines require that all adults 21 and over staying in the same room buy a package if one is going to.

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What drinks are free of charge?
  1. Water. Water is always free of charge on most cruise ships. ...
  2. Flavored water. Some cruise lines such as Royal Caribbean drink package provides their passengers with several options of flavored waters to choose from. ...
  3. Lemonade. ...
  4. Tea and coffee. ...
  5. Hot chocolate. ...
  6. Milk. ...
  7. Fruit juices.


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7 Night Cruises - Usually on Day 2 and 6. 8 - 10 Night Cruises - 2 Formal Nights, Days vary by ship and sailing. 11 - 14 Night Cruises - 3 Formal Nights, Days vary by ship and sailing. 15+ Night Cruises - 3 or 4 Formal Nights, Days and number vary by ship and sailing.

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To help you plan, we suggest you limit your luggage to a maximum of one bag per person if you're travelling on a cruise of 3-5 nights, and to no more than two bags per person, for cruises of 6 days or longer.

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Here are seven ways to avoid spending any extra money once you've boarded your cruise ship.
  1. Just drink water, juice, and coffee. ...
  2. Replace a paid shore excursion with self-guided tours. ...
  3. Stay on the ship. ...
  4. Get the most out of included places to eat. ...
  5. Do your homework during the packing process. ...
  6. Save money on laundry.


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On most cruise ships, crew gratuities, shore excursions, spa treatments, casino play, internet and purchases in the onboard shops will all be additional costs.

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In short, how many bags you can take on a cruise will depend heavily on your cruise line. Some have no limits, while others restrict the number of bags and set weight limits. Before packing, check with whichever cruise line you're sailing to ensure you have the latest information.

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How do you pay for things on a cruise ship? There's no need to bring cash on board. Everything is charged to your cruise card. Keep it with you and present it whenever you buy something.

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In many cases, no. Several of the biggest cruise lines, including Carnival, Holland America and MSC Cruises, have a rule that if one adult in a cabin orders a drinks package, all adults in the cabin must order the package. This is to prevent two or more people in a cabin from sharing a single drinks package.

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Cruise line drinks packages let you order as many drinks as you want while on a cruise for one flat fee. This takes the place of paying for drinks one at a time. At some lines, there are several tiers of drinks packages. Basic tiers often just include sodas and bottled water.

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Tips are therefore paid on the value of the package, and not per drink as you order. You're welcome to tip bartenders extra on a cruise, but keep in mind that a tip has already been added when you purchased the beverage package.

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At several of the biggest cruise brands, including Carnival Cruise Line and Holland America, the main drinks packages that include all types of drinks cost about $60 per person per day. Other brands, such as Norwegian Cruise Line, charge as much as $138 per person per day for a top-tier package.

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On most cruise lines' ships, alcoholic drinks cost extra and incur an automatic 15 to 20 percent service fee. Pricing will vary by line, but it's akin to restaurant and nicer bar prices -- about $12 per cocktail, $8 to $10 per glass of house wine, $14 to $25 for nicer wines.

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If you plan to remove tips from your onboard bill, you will need to plan in advance to bring enough cash for personal tipping, then wait in a potentially long line at the guest services desk to remove the auto-gratuities and chase down all the crew members you wish to thank on the last evening.

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In most cases, you can simply explain that you do not have a credit card and they'll come back to you with a Plan B (they want your money so there will definitely be a Plan B). Never use a debit card on a cruise.

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