How much money should I have on a cruise?

As a general rule, plan to have $50 to $100 each day in the local currency. Also, you may want to bring an extra $20 a day for tipping crew members. Make sure to include smaller bills for tips. Fifty to a hundred dollars a day should be enough to cover small purchases, tips and snacks at each port.



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As a general rule, plan to have $50 to $100 each day in the local currency. Also, you may want to bring an extra $20 a day for tipping crew members. Make sure to include smaller bills for tips. Fifty to a hundred dollars a day should be enough to cover small purchases, tips and snacks at each port.

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In many spots, you'll need cash for everything from sweets to sodas to souvenirs sold by street vendors and small mom-and-pop shops. If you're cruising to large cities, say Rome or Barcelona for example, you'll be able to use plastic in most cases.

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Use the ship's safe, or bring your own. When not in use, your jewelry and cash should be kept in a safe. Every cruise ship cabin comes with a safe; there also are portable safes you can purchase for added security. (Crewmembers, like any hotel staff, have the ability to open your safe in the event you're locked out.)

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You are certainly welcome to bring cash to enjoy your vacation experience. There are ATM services onboard and limited currency conversion services. There is a withdrawal fee to use the ATMs onboard.

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Paying gratuities and tipping the staff aboard a cruise ship is not compulsory but is considered the right thing to do. Cruise Tipping is a gesture of goodwill to reflect your gratitude for the service provided and to say a big “Thank You” to the crew members.

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So to cut a short story even shorter, whether visiting for a day off a cruise or taking a short break on one island, the best currency for the Caribbean is the US dollar. You shouldn't need any of the local currency.

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What to Pack for a Cruise
  1. Bring activity-appropriate clothing and shoes. ...
  2. Bring a Back Pack or Beach Tote. ...
  3. Bring Sunscreen and After-Sun Lotion. ...
  4. Bring Your Own Toiletries. ...
  5. Bring Medications for Upset Stomach and Motion Sickness. ...
  6. Bring an Underwater Camera. ...
  7. Bring Cash for Tipping. ...
  8. Bring a Portable Back Up Battery Charger.


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1 USD = 2.70255 XCD Oct 17, 2023 13:57 UTC Check the currency rates against all the world currencies here.

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For bartenders and housekeepers, you may also want to offer a generous tip at the beginning of the cruise (again, $20 or more, depending on your needs) to ensure great service while on board.

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On most cruise lines, you can refuse to pay or opt out of the automatically charged gratuities.

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In most cases, you can simply explain that you do not have a credit card and they'll come back to you with a Plan B (they want your money so there will definitely be a Plan B). Never use a debit card on a cruise.

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On most cruises, you'll be able to use both cash and your cruise card. At the tables, your cash will be turned into chips or you can charge the price of the chips on your cruise card. Most slot machines will just take your cruise card, but some will also take cash.

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Cruise Ship ATM's Charge Fees This can sometimes be as much as $5 or $10 per transaction. If you do find that you have to use onboard ATMs it's usually better to take out a greater amount of money rather than making multiple smaller transactions.

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