How much money should take on a cruise?

And how much cash should you take on your next cruise? We're here to help you figure it out! Experts say the average cruise passenger spends anywhere from $52 to $89 per day, but the amount you'll spend will, of course, vary based on cruise line, ship, experience and your individual preferences.



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Most guests bring $50-$120 cash per day to spend during the cruise. You will have many opportunities to purchase duty free goods, take exciting shore excursions, buy local souvenirs, play your chance in the casino, or enjoy some pampering in the spa.

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According to data provided by the cruise industry (CLIA: Cruise Line Industry Association), the average cruise duration is seven days and the average cost is around $1700. Cruise lines charge between $800 and $8,000 for a 7-night Caribbean trip in a balcony stateroom.

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Most veteran cruisers recommend that you budget between £75-£100 per day for other costs. You can cut back on spending and reduce your budget. However, you're probably going to need at least £50 a day. So, once you've booked your cruise, you'll want to set aside around £350-£700 for other costs.

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As US Dollars are so widely used across the Caribbean, a secure currency card can be really handy for your holiday spends. Simply load it with dollars before you go and you can top up while you're travelling, withdraw money from cash machines and make contactless payments.

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7-8 Daytime Outfits On your 7 day cruise, you'll need a casual daytime outfit for each day, plus at least one backup outfit in case you get wet.

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ATMs are typically available on board cruise ships belonging to major cruise lines like Carnival, Royal Caribbean, Norwegian, Celebrity, Holland America, Princess (& many others). However, most charge considerably higher fees for use in addition to any charges assessed by your bank.

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Onboard Spending (~$85-$120 per day) We dove into detail about spending on a cruise ship before. Cruise lines also break down how much cruise passengers spend in their financial reports. On average across cruise lines, the amount comes out to between $85-120 per person, per day.

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To help you plan, we suggest you limit your luggage to a maximum of one bag per person if you're travelling on a cruise of 3-5 nights, and to no more than two bags per person, for cruises of 6 days or longer.

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7 Night Cruises - Usually on Day 2 and 6. 8 - 10 Night Cruises - 2 Formal Nights, Days vary by ship and sailing. 11 - 14 Night Cruises - 3 Formal Nights, Days vary by ship and sailing. 15+ Night Cruises - 3 or 4 Formal Nights, Days and number vary by ship and sailing.

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Here are seven ways to avoid spending any extra money once you've boarded your cruise ship.
  1. Just drink water, juice, and coffee. ...
  2. Replace a paid shore excursion with self-guided tours. ...
  3. Stay on the ship. ...
  4. Get the most out of included places to eat. ...
  5. Do your homework during the packing process. ...
  6. Save money on laundry.


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Cruise luggage rules recapped As a general rule, it's a good idea to bring no more than two bags to check as well as luggage to keep on hand. Other than that, most items are allowed on board, though you should always double-check for items such as alcohol and nonalcoholic beverages.

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Never use a debit card on a cruise. In many situations you can use cash for the pre-authorisations, but just remember that you'll need to have enough to cover the full amount of this charge, which, in some cases, can be pretty steep. You'll then get your cash back at the end of your stay or cruise, minus any charges.

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Cruise ships have cellular service that you can connect to. However, it's usually considered international roaming and means you'll be charged high rates to access. You likely know that instead of using a cell signal, you can hook your phone up to wi-fi and use the Internet to make calls, send texts, and surf the web.

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Guests may add additional cash to their account by visiting the Guest Services desk on board.

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Even though twice-daily stateroom cleaning has long been the standard in the cruise industry, how often you like your cruise ship stateroom cleaned by your cabin steward is a matter of personal preference. Some cruisers love the pampered feeling of a stateroom that is always clean -- when done by someone else.

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Your cruise fare always includes food for breakfast, lunch and dinner on a cruise ship. However, not all venues that offer food will be free. The main dining room and cruise ship buffet will always be included in your cruise fare, though a few specialty items might cost extra.

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Jeans and baseball caps are not allowed in the restaurants for dinner. On informal nights, jackets (ties optional) for men are recommended, while women can opt for dresses or pantsuits. Tuxedos, dinner jackets or dark suits for men and gowns or cocktail dresses for women are suggested for formal nights.

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Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences. Here are some guidelines to help you decide how much money to bring on a cruise.

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When your cruise ship arrives at its disembarkation port, local immigration officials need to clear the ship before anyone can disembark. Ships that terminate in U.S. ports may require passengers to fill out Customs forms and show their passports to border control in the cruise terminal.

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