How much of a hold does Holiday Inn put on your card?

If the card associated to your stay is linked to a bank or checking account, the authorization hold placed on your account will be equal to the total price of your room, including taxes, and estimated incidentals.



When you check into a Holiday Inn (part of the IHG group) in 2026, the hotel will typically place a "hold" on your credit or debit card that includes the total cost of your room and tax, plus an additional amount for incidentals. This incidental hold is generally between $50 and $100 per night, though it varies by location; high-end urban properties may hold more, while budget-friendly "Express" locations may hold less. This hold ensures the hotel can cover potential costs like room service, mini-bar use, or damages. If you use a debit card, this grounded reality can be a "hard-fail" for your budget, as the funds are physically frozen and may take 3 to 10 business days after checkout to be released by your bank. A supportive recommendation: always use a credit card for hotel check-ins to avoid tying up your actual cash. If you haven't made any extra purchases by the end of your stay, the incidental portion of the hold will simply "drop off" your statement within a few days of departure.

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Our hotel policy is to authorize a $25 hold for incidentals, if not utilized the $25 is returned to your card. If you would like to contact us directly for clarification on the charge, please call (972) 509-4500 and ask for Mike Testerman.

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These charges may include but are not limited to parking fees, room service or restaurant charges, mini-bar charges, telephone fees, internet usage fees, in-room movies, use of fitness center or spa facilities, babysitting, and gratuities.

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The estimated worth of IHG Points: 10,000 IHG points are worth approximately $70. 25,000 IHG points are worth approximately $175. 50,000 IHG points are worth approximately $350. 80,000 IHG points are worth approximately $560.

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Many hotels accept debit cards when you book or check in, but they may request a security deposit. The hotel may place a hold on your debit card, but the money isn't withdrawn from your account until checkout.

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Pay the security deposit upfront in cash Rather than putting a hold on your credit card, some hotels might allow you to put down a cash security deposit, returned to you upon checkout.

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If a stay in a hotel for less than a month you can be locked out of your room if you do not pay the daily rate or if you break some rule of the hotel. On the other hand, it is an entirely different game if you stay for a month or more. In this case you become a tenant and the tenant/landlord law applies.

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Hotels add surcharges for early and late checkout, for extra guests or for resort amenities. These fees are tacked on to your base room rate, giving you the impression that your room is cheaper than it actually is. I wouldn't be surprised if they began charging you extra for the bed at some point.

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Usually the hold will be anywhere from $20 to $200, plus any outstanding balance owed on the room. This helps to protect the hotel over any extra charges or damages that might occur. If you're not sure how much the hold will be for, you can ask the desk clerk when you check in for the policy at that specific hotel.

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Most hotels hold $50 - $200 per night on your credit card for incidentals, on top of the room price. A credit card hold should be removed within 24 hours after you check out.

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A credit card hold is an insurance policy for the hotel. Specifically, the hold covers incidentals such as damage to the room, room service and dips into the minibar. Depending on the hotel, this hold could be a charge for your entire stay or charged each night.

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A credit card hold is an insurance policy for the hotel. Specifically, the hold covers incidentals such as damage to the room, room service and dips into the minibar. Depending on the hotel, this hold could be a charge for your entire stay or charged each night.

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Some hotels may require a deposit when paying in cash, especially if you don't have a credit card. This deposit is typically refunded upon check-out as long as there are no outstanding charges or damages. It's important to inquire about deposit requirements beforehand to plan accordingly and avoid unexpected expenses.

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Cash is accepted at check in for the full amount of stay plus tax. A refundable deposit of $150.00 is required when paying cash and will be refunded after 8:00 a.m. the day of check out only after the guest room has been inspected. The deposit may be made in cash.

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Typical Hotel Policy Regarding Non-Payment
Typically, hotels have a policy that requires guests to pay for all charges at the time of check-out. If a guest fails to pay, the hotel may charge the credit card on file or pursue legal action.

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At check-in, a bank-issued credit or debit card is required to place an incidentals hold of $100 per stay. This is to cover any incidental and possible damages during the stay. Cash and Bit-Coin cards (Cash App, Venmo, Zelle, etc.) are not accepted for this hold, but can be used for other charges at check-out.

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With Expedia's Book Now Pay Later you don't pay for your rooms until you arrive at the property. Rooms booked in advance are guaranteed for your stay but are only paid for once you check in. If anything comes up to keep you from your vacation, you won't be charged for missing or modifying your reservations.

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Most Hotels Accept Debit Cards for No-Charge Holds The majority of hotels understand that not everyone wants to use a credit card for their reservations. To accommodate those who prefer debit cards, they allow customers to use their debit card for a hold on the room without any additional charges.

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Diamond Elite is the highest elite tier in the IHG One Rewards loyalty program. You can earn Diamond Elite status by staying 70 qualified nights or earning 120,000 qualified points in a calendar year.

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For example, 140,000 IHG points are worth an estimated $700 in value. However, these points fluctuate in value depending on how you use them. If an IHG hotel requires more points than usual for a reward night, points will be worth less.

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IHG points are worth around 0.5–0.7 cents each. Therefore, on average, 25,000 IHG points are worth between $125 and $175, and 100,000 IHG points are worth between $500 and $700. These values can be used as a reference to help you gauge whether you are getting a good deal when it comes time to redeem your points.

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