At Dutch representations in the United States, payments must be made by Visa or Mastercard credit or debit cards only.
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Most applicants, including children, are required to pay a Machine Readable Visa (MRV) fee to initiate their U.S. visa application. This US Government-mandated fee is a visa processing fee that is payable whether or not a visa is issued. The MRV fee is non-refundable and non-transferable.
The Netherlands is a very modern country. You can pay with cash or a debit card, and often with your phone via NFC, Apple Pay, or Google Wallet. Not to mention the latest phenomenon, 'Tikkie', which is also being used more and more.