To access a Capital One Lounge, you generally need to be a Venture X or Venture X Business cardholder. Upon arrival, you must present your physical card or a digital code from the Capital One app along with a same-day boarding pass. Entry is subject to capacity limits. As of February 1, 2026, guest policies have tightened: cardholders who spend at least $75,000 annually on their account receive two complimentary guests per visit; otherwise, guests cost $45 per adult and $25 per child (under 2 are free). For other cardholders like Venture or Spark Miles, a discounted entry fee of $45 applies. You can also use the app to check real-time lounge capacity and join a digital waitlist before you even reach the terminal.