130k is a good salary in Zurich, and if you are single it is top money, if you keep control of your expenses, I always mention that a burger and french fries with a beer is about 32chf.
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Several cost-of-living indexes rank Z?rich as the third most expensive city in the world, ahead of even New York City and some have it ranked at the top with Paris, Hong Kong, Tel Aviv, or Singapore. In order to live comfortably in Switzerland, a single person would need more than $3,500 per month.
In 2018, single-person households with gross monthly incomes of between CHF 4,094 and CHF 8,773 and families of two adults and two children with monthly incomes between CHF 8,597 and CHF 18,423 were considered middle class.