The Platinum Card is the cream of the crop when it comes to credit card perks, offering first-class travel benefits, top-notch rewards value and a treasure trove of bonus credits worth more than $1,000.
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Platinum cards must be paid off in full every month. Gold card owners can carry over certain balances with interest.
The statement credits alone are worth over $1,400, but they are somewhat limited and don't match most cardholders' spending patterns. As long as you're able to get enough value with this card to cover the $695 annual fee, The Platinum Card® from American Express is worth considering.