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Is a Travelcard like a debit card?

Think of a travel money card as a debit card that uses local currency. Before you use a travel money card, you'll preload a set amount of a specific international currency onto the card at the day's exchange rate.



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Think of a travel money card as a debit card that uses local currency. Before you use a travel money card, you'll preload a set amount of a specific international currency onto the card at the day's exchange rate.

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There are only a few downsides to using prepaid cards, but they are significant. Prepaid cards come with fees. Cardholders may have a lot of fees, including activation fees, transaction fees, ATM withdrawal fees, reloading fees, monthly fees, or inactivity fees. Check the fine print on the card for fee types.

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Generally, travel credit cards allow you to earn rewards—usually in the form of points or miles—by making everyday purchases. You can use them like you would any other credit card. Some travel credit cards may only offer rewards for certain types of purchases—like gas, groceries or dining out.

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