Is Airbnb safe for credit card?

Payment Safety (Card Details) On Airbnb, guests can only pay for their bookings via card (credit or debit). Airbnb handles the payment processing. According to them, your card details are not passed on to the host.



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Always communicate and pay on Airbnb Keep yourself, your payment, and your personal information safe by staying on our secure platform throughout the entire process—from communication to booking and payment. You should never be asked to wire money, provide credit card information, or otherwise pay a Host directly.

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5 risks for Airbnb, Vrbo® and other property rental hosts
  • Property damage to your Airbnb or Vrbo. ...
  • Preventing guest injuries at your Airbnb rental. ...
  • Theft of personal belongings. ...
  • Squatters in your rental. ...
  • Loss of use can equate to loss of income.


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All payments are handled via Airbnb. Acceptable payment methods in most countries include major credit cards (like Visa, Mastercard and American Express), most debit cards that can be processed as credit cards and other payment services like PayPal, Apple Pay and Google Pay.

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You can remove a payment method from your account unless it's being used on a pending or active reservation or a past reservation that ended less than 14 days ago. You also can't remove your payment method if your Host has requested a reimbursement from you and Airbnb is reviewing their request.

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Although no identification process is foolproof and we cannot guarantee someone's identity, we take steps to help everyone to feel confident that guests and Hosts on Airbnb are genuine. This is why we have procedures in place to attempt to verify the identity of our users.

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Airbnb accepts a range of payment methods in most countries, including Mastercard, Visa, Amex and JCB credit cards and debit cards that can be processed as credit cards, prepaid cards, PayPal, Apple Pay and Google Pay.

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Airbnb doesn't allow for hidden cameras or any other types of concealed recording devices.

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Airbnbs are usually cheaper than hotels for longer stays and large groups, but they don't offer the same services. Sally French is a travel rewards expert who joined NerdWallet in 2020. She previously wrote about travel and credit cards for The New York Times and its sibling site, Wirecutter.

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If you're looking for a more unique or extended stay with more facilities, Airbnb will give you plenty more attractive options than most hotel chains. However, hotels are a safer bet when it comes to quality and the ability to save money in the long run. The final call is up to you and what you want out of your stay.

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While Airbnb is a safe option for accommodation when traveling, there are plenty of things you can do to further protect yourself as you explore. Never give your personal contact information to a host or pay outside of the platform. Always pay and communicate through the Airbnb website or app.

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Of course, we are just a single data point, but cancellations do occur and when they do, an extra 10% certainly helps with finding a new place closer in to your travel date, when there's less inventory and frequently higher prices. In short, we think it's safer to pay in full upfront.

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Sharing passport details with an Airbnb host can be risky, especially if the host is not legitimate. If the host is a fraudster or scammer, they could use your passport details to commit identity theft.

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Check the host's profile Airbnb verifies users (both hosts and guests) through several factors, including government IDs, email addresses, and phone numbers. Always check the host's profile to make sure they've uploaded these things—you can find it on the left side of their profile page.

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Good news—if you're eligible for a refund, we'll send your refund as soon as you cancel, to the payment method you used when you booked the reservation. Your bank or credit card issuer may take longer to get it to you. It all depends on how you paid and where you live.

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