Is American Express a Boujee?

There is no exclusivity in having an AMEX card, unless you get invited for the Centurion. Most people with decent credit can get just about any AMEX card. Sure, platinum might be a little “luxurious” for those who don't bat an eye at $695 a year, but many people can get one nonetheless.



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Having an American Express card means that you likely have good or excellent credit, and some people might assume that you have an above-average income and good employment. Owning an Amex card also means you can use your card at any merchant or financial institution that accepts cards on the American Express network.

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