Is Amex Delta SkyMiles hard to get?

Chip Lupo, Credit Card Writer The Delta SkyMiles® Platinum American Express Card is hard to get because it requires good credit for approval, which means you need a credit score of 700+ to have good odds of being approved. This requirement may be difficult for the average American to meet.



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A rating of 5 is the best a card can receive. Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.

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American Express and Visa are both major credit card networks, but they're certainly not the same. Using an American Express card, or Amex card, can imply a certain level of prestige and exclusivity. Amex cards often earn big rewards and, in some cases, come with ultra-high annual fees.

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Delta Platinum Amex comparison. As you can see, the Delta SkyMiles Platinum card offers more (and better) benefits, and you can earn more SkyMiles per dollar spent with Delta and at hotels than with the Gold version of the card.

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Delta Platinum Amex comparison. As you can see, the Delta SkyMiles Platinum card offers more (and better) benefits, and you can earn more SkyMiles per dollar spent with Delta and at hotels than with the Gold version of the card.

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Welcome Offer: Earn 60,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months of Card Membership. Delta SkyMiles® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app.

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If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.

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The Amex Delta Platinum minimum payment is 1% - 2% of the statement balance, plus fees and interest, or $40 – whichever is higher. The minimum amount due on your Amex Delta Platinum account will always be listed on your monthly statement.

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This card, even with its annual fee, is well worth it for those who are frequent Delta flyers. Each year when you renew the card, you can receive a domestic main cabin round-trip companion certificate. Plus, when you fly on Delta, you can check your first bag free, along with saving up to $50 on a round-trip flight.

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Customers with select Platinum Cards and Centurion Cards from American Express may access Delta Sky Club locations when traveling on a same-day ticket on a Delta-operated (Delta or Delta Connection) or Delta-marketed flight operated by WestJet (006 ticket number).

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Delta SkyMiles Platinum and Platinum Business Basic and Additional Card Members (“Platinum Card Members”) have access to the Delta Sky Club at a per-visit rate of $50 per person when traveling on a same-day Delta or Delta partner airline flight.

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