Is Amtrak credit card no longer Bank of America?

Amtrak credit cards will no longer be issued by Bank of America (BofA). Instead, they will be issued by FNBO (First National Bank of Omaha). This isn't the first time the cards have changed issuers. A few years ago, a similar change happened when Amtrak switched from Chase to BofA.



People Also Ask

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated.

MORE DETAILS

Like many Amtrak® Guest Rewards® cardholders, I got a letter in the mail a few days ago saying that I would get a new card in the mail by October 23, 2022. The reason? Amtrak credit cards will no longer be issued by Bank of America (BofA). Instead, they will be issued by FNBO (First National Bank of Omaha).

MORE DETAILS

With a variety of benefits and perks, the Amtrak Guest Rewards® Preferred Mastercard® and Amtrak Guest Rewards® Mastercard® are your tickets to new experiences. Use your card everywhere you shop, dine or travel to earn rewards faster.

MORE DETAILS

Other Amtrak Guest Rewards Mastercard Card Benefits 10% onboard rebate: Get 10% back on onboard food and beverage purchases in the form of a statement credit. No foreign transaction fees: No foreign transaction fees charged on purchases made with your card outside the U.S.

MORE DETAILS

It was supposed to become self-supporting after a transition period, but it has never earned a profit and it consumed more than $50 billion in federal subsidies over five decades to 2020. In fiscal year 2021, Amtrak had revenues of $2.1 billion, expenses of $4.1 billion, and a loss of $2.0 billion.

MORE DETAILS

Total Operating Revenue1: $2.8 billion, increased 47.8% over FY21, and only 15% below Amtrak's FY19 pre-pandemic revenue levels. Adjusted Operating Earnings2: ($884.9 million), an 18.2% improvement over FY21, and $145 million ahead of Amtrak's FY22 plan due to strong ticket-revenue growth.

MORE DETAILS