Is Carnival cruise cashless?

Carnival operates on a cashless credit program on board which allows you to charge all your services, gratuities and purchases during your cruise to your stateroom. All locations on board will accept your Sail & Sign card (onboard expense account) for payment; the casino will also accept cash.



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There is no need for cash. The same goes for most gratuities. Cruise lines now offer prepaid options for gratuities to your room steward and dining room waiters. So you can pay them before you even get on the ship.

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What payment methods are accepted to pay for on-board purchases?
  • Credit card. This is the simplest and most used method of payment. ...
  • Cash or traveller's cheques. If you don't have a credit card, you can pay with cash, traveller's cheques or a debit card. ...
  • Debit card. This method of payment is not recommended.


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For our guests' convenience, Automatic Teller Machines are located on the Promenade Deck or Mezzanine Deck. There is a $6.50 fee per transaction for this service. Fee Notification: The operator of the ATM will charge a fee for a cash withdrawal.

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Debit card This method of payment is not recommended. If you use a debit card, a request for pre-authorization will be made by the cruise line to ensure the availability of funds. This request will freeze the pre-authorized amount for up to 30 days.

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Most guests bring $50-$120 cash per day to spend during the cruise. You will have many opportunities to purchase duty free goods, take exciting shore excursions, buy local souvenirs, play your chance in the casino, or enjoy some pampering in the spa.

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Most slot machines will just take your cruise card, but some will also take cash. Very few cruise ship casinos are cash-only but a few do exist. (Windstar and Silversea are examples.)

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Strictly speaking, you don't need cash on a cruise ship. All onboard purchases are made using your onboard account, and then cleared at the end of the cruise, which you can do with your card. Some people choose to take cash for tips, or to spend while visiting ports. It's up to you whether you take cash with you.

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On embarkation day, an initial bank hold of up to $200 (depending on cruise length) is placed on all credit card and debit card accounts to verify that the card is valid: 2 - 6 day cruise: $100 USD for each stateroom charged using the same credit card or debit card.

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Guests must deposit cash (USD currency only) or Traveler's Checks (USD currency only) at Guest Services on the first day of the cruise. The following minimum cash deposits are recommended: 2 - 4 day cruise: $100 USD per person. 5 - 8 day cruise: $200 USD per person.

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One tip: If you want to have water to drink, it's harder to find in cans or cartons, and Carnival doesn't allow bottles to be brought aboard. In that case, you can order a 12-pack of bottled water to be delivered to your cabin for about $10. That's much easier than carrying it on with you.

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If you want to pay extra, we suggest simply handing cash directly to the people you want to recognize for their service. This happens regularly for passengers feeling generous or thankful for the staff's work during their trip. In fact, your cruise line might leave a few envelopes in your room exactly for this purpose.

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The cheapest month for a Carnival cruise depends on your destination. Most ships are based around the Caribbean, Bahamas and Mexico, especially in winter, and the cheapest cruises are in low-demand February or late April as the shoulder season.

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“I always want you to pay for a cruise with a credit card, never with a debit card,” Clark says. Aside from the better consumer protections credit cards offer, Clark points to another reason why you'd want to use a credit card to pay for your cruise.

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How much should you tip cruise waiter? The cruise gratuities cover the wait staff, so you're not obligated to give them any more of a cash tip. However, if you received outstanding service from a waiter and would like to show them your appreciation with a cash tip, $5 per day per passenger is the suggested amount.

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“Any extra cash tips you give a waiter is kept by them and shared only with their assistant waiter who also served you directly.” This means that all staff members get that extra monetary recognition through the automatic gratuities, whether pre-paid or added to guests' accounts during the cruise.

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“Any extra cash tips you give a waiter is kept by them and shared only with their assistant waiter who also served you directly.” This means that all staff members get that extra monetary recognition through the automatic gratuities, whether pre-paid or added to guests' accounts during the cruise.

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