Is cash or card better in Greece?

While cash used to dominate the Greek market, new laws require most Greek businesses to accept credit cards. However, cash payments are still extremely common, particularly among smaller businesses such as convenience stores.



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Plastic money is widely accepted in Greece, and the exchange rates are rather favorable. Still, it would be best if you carried some cash, as many street vendors, artists, and small cafes only accept cash, while also cash is the preferred method of tipping in Greece.

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Its stunning beaches and unique islands makes a vacation to Greece a trip to paradise. Though Greece has a cash-preferred economy, credit and debit cards are accepted as well. A credit card that saves on foreign transaction fees is a good card to bring along.

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It all depends on where you're going and what you plan to do during your trip. As you can see from our travel costs table above, some European cities are cheaper or more expensive than others. As a general rule, though, it's a good idea to budget at least $100 a day for your vacation.

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Tipping is a common practice in Greece, especially in the hospitality industry. It is a way to show appreciation for good service. It's recommended to have cash on hand for tipping purposes. While some establishments accept credit cards, it's easier and more convenient to tip with cash, especially for smaller amounts.

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Despite problems in the Greek economy, it's still on the expensive side to travel to Greece. Budget travelers should plan on $50 a day, while mid-range to luxury travelers can expect to pay between $150 to $350 a day, or higher if you plan to visit more than one of its 200 islands. All prices are in US dollars.

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Resist the urge to buy foreign currency before your trip. Some tourists feel like they just have to have euros or British pounds in their pockets when they step off the airplane, but they pay the price in bad stateside exchange rates. Wait until you arrive to withdraw money.

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How much money will you need for your trip to Greece? You should plan to spend around €155 ($166) per day on your vacation in Greece, which is the average daily price based on the expenses of other visitors. Past travelers have spent, on average, €40 ($43) on meals for one day and €30 ($32) on local transportation.

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Establishments in Greece do not accept U.S. dollars as a form of payment. You will need Greek currency for cash transactions in Greece. In places that do accept physical U.S. dollars, such as hotels, using them may result in very unfavorable exchange rates or additional fees.

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The most widely accepted cards are MasterCard and VISA. You might have some trouble using a Diners Club or American Express credit card in certain places, as these mean a higher commission for local businesses. According to local legislation, in order to use a credit card, you'll have to have a chip-and-PIN card.

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Banks and credit unions are generally the best places to exchange currency, with reasonable exchange rates and the lowest fees.

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Most shops and restaurants on Santorini accept credit cards, but it is a good idea to have some cash on hand for small purchases like bottled water and snacks. ATMs are easy to find in all of Santorini's main towns. Most restaurants in Santorini, like Marinera in Fira, accept credit cards.

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In Athens and many other parts of Greece, the water is safe to drink. However, because of various concerns regarding supply and infrastructure, it's popular on both the islands and the mainland to buy bottled water rather than drinking straight from the tap.

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Buy currency before you travel.
Doing so gives you time to shop around for the best rate. Plus, when you arrive, you won't have to immediately find a bank or currency exchange. Do some research ahead of time to see if US dollars are widely accepted at places you plan to go to.

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Resist the urge to buy foreign currency before your trip.
Some tourists feel like they just have to have euros or British pounds in their pockets when they step off the airplane, but they pay the price in bad stateside exchange rates. Wait until you arrive to withdraw money.

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