Is cash or card better in New Zealand?

In short “use plastic, but make sure it's the right plastic” We recommend you use credit cards for big purchases, car rental & hotel security bonds. Use debit cards for cash as it is less expensive. We suggest you forget about traveler's cheques or exchanging currency. Read the details below and make up your own mind.



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Advantages of using cash
If your spending discipline breaks down when you use credit cards, cash may be a better choice while you let loose on vacation. No foreign transaction fees: Many credit cards charge an extra fee of up to 3% on purchases made outside the country, although you can find cards that don't.

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Buy currency before you travel.
Doing so gives you time to shop around for the best rate. Plus, when you arrive, you won't have to immediately find a bank or currency exchange. Do some research ahead of time to see if US dollars are widely accepted at places you plan to go to.

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It is a good idea bring a small amount of New Zealand Currency with you, so you don't need to spend time organising cash at the airport or at the bank on your first day. Your local bank may need to order New Zealand Currency so allow a few days for this in your trip preparation.

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Auckland Airport chief operations officer Chloe Surridge said passengers take an average of 30 minutes from the time they leave their plane to when they greet family and friends in the arrival hall. During that time they pass through immigration, biosecurity and pick up their luggage.

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Currency exchange in New Zealand Dollar is relatively simple, both outside the country and especially within the country. Currency is exchangeable at banks, hotels and Bureau de Change kiosks which are found at international airports and city centres.

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Mobile phones that use the GSM network can be used (the phone must be unlocked) SIM cards can be purchased on arrival. Check your phone with your US phone provider before you depart.

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Using local banks and exchange offices abroad can be a viable option for currency exchange. Local establishments often offer competitive rates and lower fees compared to airport and hotel services.

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