Our #1 recommended beginners rewards card featuring a 60,000-point signup bonus after you spend $4,000 on purchases in the first 3 months from account opening. This card comes with great benefits and earns valuable Ultimate Rewards points.
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Best for International Travel: Citi Premier® Card. Best for Lounge Access: Capital One Venture Rewards Credit Card. Best for Everyday Spending: Chase Freedom Unlimited®
Unfortunately, you won't get lounge access of any kind by owning the Chase Sapphire Preferred. But, you can get free Priority Pass lounge access with the Chase Sapphire Reserve. This way, you can find a lounge regardless of which airline you fly. Plus, you'll still earn Chase Ultimate Rewards on every card purchase.
If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.