Is Delta Platinum card hard to get?

The Delta SkyMiles® Platinum American Express Card is hard to get because it requires good credit for approval, which means you need a credit score of 700+ to have good odds of being approved. This requirement may be difficult for the average American to meet.



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Editorial and user-generated content is not provided, reviewed or endorsed by any company. The Amex Delta Platinum credit score requirement is 700 or better. That means people with at least good credit have a shot at getting approved for this card.

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The main Amex Delta Platinum requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least good credit.

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This card, even with its annual fee, is well worth it for those who are frequent Delta flyers. Each year when you renew the card, you can receive a domestic main cabin round-trip companion certificate. Plus, when you fly on Delta, you can check your first bag free, along with saving up to $50 on a round-trip flight.

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The Delta SkyMiles® Platinum American Express Card is one of four personal Amex Delta credit cards in the Amex Delta family. Although it has a $250 annual fee, it's well worth it if you fly Delta frequently and can make use of the card's perks.

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The Delta Gold and Delta Platinum have identical earning rates, except the Platinum earns an additional mile per dollar on Delta purchases (3 miles per dollar as opposed to 2) and also earns 3 miles per dollar on purchases made directly with hotels (as opposed to the standard 1 mile per dollar with the Delta Gold).

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Delta SkyMiles Platinum and Platinum Business Basic and Additional Card Members (“Platinum Card Members”) have access to the Delta Sky Club at a per-visit rate of $50 per person when traveling on a same-day Delta or Delta partner airline flight.

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What cards help you earn Delta status? The co-branded Delta cards can help you earn Delta status. Specifically, the personal and business versions of the Delta Platinum card, along with both versions of the Delta Reserve card, can help you earn additional MQMs through your annual credit card spend.

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Delta SkyMiles® Gold American Express Card Highest reported credit limit: $50,000, according to a post on the myFICO forums. Welcome offer: Earn 40,000 bonus miles after you spend $2,000 in purchases on your new card in your first six months of card membership.

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