Is GrabPay better than credit card?

Even though most credit cards offer cashback rates higher than the GrabPay Card, there are campaigns at times where a certain amount of bonus GrabReward points are awarded by spending with the GrabPay card or wallet. Depending on cashback your credit/debit card gives you, the GrabPay Card/Wallet may still be useful.



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You can use your GrabPay card anywhere in the world across millions of online & offline Mastercard merchants. For FX transactions, Transactions that are made in different currencies other than PHP. You will be charged a non-refundable processing fee of 2%. Our conversion rates are transparent & real-time.

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Available methods: credit or debit card, your Grab driver, in-store, online banking, and ATM.

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From rides to food delivery, paying with your GrabPay Wallet earns you more GrabRewards points than cash. It's the best way to pay on Grab because it earns you the most GrabRewards points and offers you the widest range of Grab services.

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Most of all, by simply using GrabPay on purchases from its partner brands, including adidas, ShopSM, and Zalora, you'll be able to shave off prices through loads of exclusive discounts.

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GrabPay is the collective umbrella term for all of our payment services, such as payments via credit/debit cards, partner wallets (e.g. PayPal), and your GrabPay balance. GrabPay Wallet is a licensed e-money wallet containing a topped-up balance.

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