Is it best to take cash or card to Italy?

In Italy, cash is still preferred in most restaurants, cafes and other establishments, although credit and debit cards are becoming more widely used throughout Italy and are an increasingly convenient way to pay for things. Visa and Mastercard are widely accepted, although American Express is not.



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You hardly need any cash at all. You can use your credit or debit card wherever there is a PoS (point of sale) machine. Your card needs to be on the Mastercard or VISA international network to function.

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Italy's currency is the Euro (€). We recommend that you take a mixture of cash along with currency on a pre-paid currency card. Credit cards are widely accepted in hotels, restaurants, shops and autostrada tollbooths.

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The easiest and cheapest way is to use an ATM at the airport in Rome to get some Euros, although there is usually no need to get Euros before you leave. You can buy Euros in the US but you will pay a premium.

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This is so entirely dependent on your own travel preferences that it's tough to estimate but we recommend putting aside roughly €700 to €1700 for spending money for one week in Europe.

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European travelers should always have some cash on hand; getting it from an ATM abroad is usually the easiest, most advantageous way. If you need cash from an ATM, it's usually better to use a debit card, because credit cards often charge a high interest rate for a cash advance.

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As Italy is a part of the European Union, official Italy currency is Euro. Of course, you don't need to pay by cash all the time as cards are very popular in Italy as well. However, we advise having at least 40-50 Euros per person just to stay worry-free and avoid rushing in order to track down the nearest ATM.

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Use your card to pay for train tickets, souvenirs at gift shops, hotels, trattorias (Italian eateries) and more. You'll need cash for street food, taxis, tour guides and purchases under 10 or 20 euros.

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In my opinion 500 euros is sufficient for 10 days and if you feel you need more, just use your debit card to get some more. Carrying lost of cash is never a good idea and especially in Italy and not all hotels have safes. Make sure your PIN for your card has no more then 4 digits.

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100 euros could be doable but you are going to need to make some major sacrifices. First 4 days wouldn't be long enough, Italy is too big, counterintuitively stretch the time budget a bit to reduce the money budget.

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If you ask locals “Do you tip in Italy?”, they'll explain that while they sometimes leave a small tip, it's generally not necessary. In Italy, gratuity (or una mancia, pronounced oo-nah MAN-chah) is considered a bonus for exceptional service. And it's not often that you'll find a tip jar at a register.

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