Is it best to use a credit card in Italy?

Both are commonly-accepted forms of payment in Italy, so it depends on your preference and the specific circumstances. Credit cards can be a convenient and safe way to make purchases, but having cash on hand is always a good idea, especially if you plan to visit less touristy areas.



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In Italy, cash is still preferred in most restaurants, cafes and other establishments, although credit and debit cards are becoming more widely used throughout Italy and are an increasingly convenient way to pay for things. Visa and Mastercard are widely accepted, although American Express is not.

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Many Italian restaurants and shops prefer cash, making it essential that you have a little on hand as you travel. While it can be better value to buy the currency before you go (see our section on that below), you can also get currency once you arrive in the country.

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Resist the urge to buy foreign currency before your trip. Some tourists feel like they just have to have euros or British pounds in their pockets when they step off the airplane, but they pay the price in bad stateside exchange rates. Wait until you arrive to withdraw money.

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Cab drivers in Italy never expect a tip, so if you give one to them, they may be surprised. If you're using a car service like Uber or Free Now (formerly myTaxi), tipping is also not required. But if any driver goes out of his or her way to assist you, it's OK to give a small tip.

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The easiest and cheapest way is to use an ATM at the airport in Rome to get some Euros, although there is usually no need to get Euros before you leave. You can buy Euros in the US but you will pay a premium.

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Check with your card issuer about foreign transaction fees and currency exchange fees. Unlike the U.S., European credit card machines usually require a PIN. You can get this from your card issuer before you leave home. Contactless pay systems like Apple Pay are increasingly common.

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Should You Use Cash or Credit When Traveling to Europe? Most international travelers will end up using a combination of cash and cards when visiting Europe. While credit cards are accepted in most situations, currency can be more convenient for public transportation and small vendors.

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Average Daily Costs While meal prices in Italy can vary, the average cost of food in Italy is €45 per day. Based on the spending habits of previous travelers, when dining out an average meal in Italy should cost around €18 per person. Breakfast prices are usually a little cheaper than lunch or dinner.

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