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Is it better to exchange money in Italy?

There are many official exchange offices in any major city in Italy. However, keep in mind, you will be charged a fee for the operation. It is best to exchange your cash at a bank in your home country before arriving to avoid the fees at exchange offices.



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In Italy, cash is still preferred in most restaurants, cafes and other establishments, although credit and debit cards are becoming more widely used throughout Italy and are an increasingly convenient way to pay for things. Visa and Mastercard are widely accepted, although American Express is not.

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It is cheaper to exchange money at the bank (or by using an ATM) than the airport. That's because currency exchange stores and kiosks at the airports mark up the exchange rate to make a profit. They know that travelers who just got off a plane probably need money right away.

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While you'll always need some cash, using a credit card for your spending needs can significantly simplify overseas travel. You won't really have to deal with converting currency and, armed with the right credit card, you won't pay unnecessary foreign transaction fees.

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Should I bring a lot of euros with me from home? No. The first thing to know is that when visiting Rome, bringing a lot of money with you is a very bad idea. By buying euros in advance, you will get ripped off on the exchange rate in your home country.

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You can use the euro in 20 EU countries: Austria, Belgium, Croatia, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia and Spain. Discover more about the euro, which countries use it and the exchange rates.

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This is so entirely dependent on your own travel preferences that it's tough to estimate but we recommend putting aside roughly €700 to €1700 for spending money for one week in Europe.

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You hardly need any cash at all. You can use your credit or debit card wherever there is a PoS (point of sale) machine. Your card needs to be on the Mastercard or VISA international network to function.

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If you ask locals “Do you tip in Italy?”, they'll explain that while they sometimes leave a small tip, it's generally not necessary. In Italy, gratuity (or una mancia, pronounced oo-nah MAN-chah) is considered a bonus for exceptional service. And it's not often that you'll find a tip jar at a register.

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The easiest and cheapest way is to use an ATM at the airport in Rome to get some Euros, although there is usually no need to get Euros before you leave. You can buy Euros in the US but you will pay a premium. I would suggest withdrawing Euros from an ATM at the Rome airport.

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5 Top Payment Methods in Italy
  1. Cash. While many European countries have embraced alternative payment methods, cash remains the most common payment method in Italy. ...
  2. Card Payments. ...
  3. Digital Wallets. ...
  4. Bank Transfers. ...
  5. Buy Now Pay Later.


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It's always a good idea to have some extra cash on hand for emergencies or unexpected expenses. For a 10-day trip, you can expect to spend around €50-€200 on miscellaneous expenses. In total, for a 10-day trip to Italy, you can expect to spend around €700-€2700, depending on your travel style, preferences, and budget.

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