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Is it better to pay with cash or card in Europe?

While credit cards are accepted in most situations, currency can be more convenient for public transportation and small vendors. It's also wise to carry an emergency fund with enough cash for a few days, just in case your card gets lost or stolen.



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European travelers should always have some cash on hand; getting it from an ATM abroad is usually the easiest, most advantageous way. If you need cash from an ATM, it's usually better to use a debit card, because credit cards often charge a high interest rate for a cash advance.

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Should You Use Cash or Credit When Traveling to Europe? Most international travelers will end up using a combination of cash and cards when visiting Europe. While credit cards are accepted in most situations, currency can be more convenient for public transportation and small vendors.

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Here is an overview of what two weeks in Europe on a high budget may look like: Accommodation: 200 Euros per night for 14 nights = 2,800 Euros. Food: 80 Euros per day for 14 days = 1,120 Euros. Transportation: 30 Euros per day for 14 days = 420 Euros.

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It all depends on where you're going and what you plan to do during your trip. As you can see from our travel costs table above, some European cities are cheaper or more expensive than others. As a general rule, though, it's a good idea to budget at least $100 a day for your vacation.

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If you plan a more extended vacation and need to know how 3 weeks in Europe budget look like, we'd say you're looking at spending about 850 per week, making it 2,550 euros total. To quickly recap, if you are traveling to Europe, you are looking at spending around 120 euros per day on average.

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For a rough estimate, considering expenses like accommodation, meals, transportation, sightseeing, and shopping, you might budget around 50 to 100 euros per day on average. This would amount to 1500 to 3000 euros for a month. Making Money.

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Spending Money for Longer Trips to Europe This is so entirely dependent on your own travel preferences that it's tough to estimate but we recommend putting aside roughly €700 to €1700 for spending money for one week in Europe.

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Buy currency before you travel.
Doing so gives you time to shop around for the best rate. Plus, when you arrive, you won't have to immediately find a bank or currency exchange. Do some research ahead of time to see if US dollars are widely accepted at places you plan to go to.

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You might also notice that some small shops accept cards only for purchases above a certain amount, normally 10 euros. Also taxis usually take cards, but some do not or simply do not want to take anything other than cash. For these reasons, it is advisable to always carry a little bit of cash with you.

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So, you might be wondering - how much cash should I bring on a three-week vacation to Europe? You can use the costs in our table above, and the $100-per-day rule of thumb, to calculate how much money you'll need for your trip. So for a three-week trip, you'll be needing over $2,000.

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