Is it better to travel to Italy with a card or cash?

It's always wise to carry a small amount of cash for smaller cafes and restaurants, some public transport options, and taxis who may not accept credit card payments. We once visited the same restaurant 5 years in a row, only to discover each time that their card machine was out of order!



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Italy's currency is the Euro (€). We recommend that you take a mixture of cash along with currency on a pre-paid currency card.

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Since every region of Italy accepts the euro (including the Vatican City and the Republic of San Marino), you shouldn't have too much trouble managing your money.

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You'll also likely find Italy to be less expensive than other popular European destinations such as the UK or Scandinavia. On average you can expect a trip to Italy to cost €70-295 per person per day (around $74 to $310 USD).

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The easiest and cheapest way is to use an ATM at the airport in Rome to get some Euros, although there is usually no need to get Euros before you leave. You can buy Euros in the US but you will pay a premium.

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European travelers should always have some cash on hand; getting it from an ATM abroad is usually the easiest, most advantageous way. If you need cash from an ATM, it's usually better to use a debit card, because credit cards often charge a high interest rate for a cash advance.

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This is so entirely dependent on your own travel preferences that it's tough to estimate but we recommend putting aside roughly €700 to €1700 for spending money for one week in Europe.

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While credit cards are easy to carry and more secure than cash, you should always have some local cash on you when traveling. It's just good sense. Besides the fact that some local shops and vendors won't accept credit cards, having some cash provides a safety net in case your bank shuts off your card for any reason.

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If you ask locals “Do you tip in Italy?”, they'll explain that while they sometimes leave a small tip, it's generally not necessary. In Italy, gratuity (or una mancia, pronounced oo-nah MAN-chah) is considered a bonus for exceptional service. And it's not often that you'll find a tip jar at a register.

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How much money will you need for your trip to Italy? You should plan to spend around €167 ($179) per day on your vacation in Italy, which is the average daily price based on the expenses of other visitors. Past travelers have spent, on average, €45 ($49) on meals for one day and €26 ($28) on local transportation.

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Compared to many other countries in Europe and around the world, Italy remains a predominantly cash-driven society.

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Before your trip, exchange money at your bank or credit union, which likely offers better rates and fewer and/or lower fees. See if your bank or credit union will buy back any leftover foreign currency for when you return.

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How to Avoid ATM Fees When Traveling Abroad
  1. Use an ATM in Your Bank's International Network. ...
  2. Use Your Debit Card to Get Cash Back at a Store. ...
  3. Don't Use the ATM's Conversion Offer. ...
  4. Use a Bank That Doesn't Charge International ATM Fees. ...
  5. Use a Bank That Refunds ATM Fees. ...
  6. Use a Credit Card Without a Foreign Transaction Fee.


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Should I bring a lot of euros with me from home? No. The first thing to know is that when visiting Rome, bringing a lot of money with you is a very bad idea. By buying euros in advance, you will get ripped off on the exchange rate in your home country.

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In my opinion 500 euros is sufficient for 10 days and if you feel you need more, just use your debit card to get some more. Carrying lost of cash is never a good idea and especially in Italy and not all hotels have safes. Make sure your PIN for your card has no more then 4 digits.

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