In 2026, it is significantly better to use a card in Amsterdam, as the city has become a "cash-light" society. Many shops, cafes, and even some public transport kiosks are strictly "Pin Only," meaning they do not accept physical cash at all. Contactless payments via credit cards, debit cards, or mobile wallets (Apple/Google Pay) are the standard for everything from stroopwafels at a street market to museum tickets. However, it is still useful to carry a small amount of Euros (perhaps €20–€50) for emergencies, small tips, or specific public restrooms that may still require coins. If you use a card, ensure it is a "Travel Card" (like Wise or Revolut) to avoid foreign transaction fees. Be aware that some older Albert Heijn supermarkets in the city famously only accept "Maestro" or "V-Pay" cards, though most major retailers have updated their systems to accept international Visa and Mastercard in recent years.