Is it better to use cash or card in Cancun?

Cash is a necessity in Cancun, given that many restaurants and gift shops don't accept credit cards. Like many other airports around the world, the Cancun airport is jam-packed with money exchange kiosks looking to convert your money into Mexican pesos.



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A credit card will make the most sense for larger purchases and you'll likely need one for hotels. You'll always need cash to make everyday purchases.

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Cash is a necessity in Cancun, given that many restaurants and gift shops don't accept credit cards. Like many other airports around the world, the Cancun airport is jam-packed with money exchange kiosks looking to convert your money into Mexican pesos.

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The best currency to take to Cancun is Mexican pesos (MXN) as this is the official currency of the country and will save you money when paying for purchases. However, U.S. dollars are also widely accepted, so it's possible to use dollars when traveling in Cancun.

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Speaking of cash, yes, you'll want to exchange your currency for Mexican pesos before traveling to Cancun. You'll get a better rate from your local bank or credit union than you'll find at the airport once you've arrived in Mexico.

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Something in the range of 10–15% should do it if they're already getting a service charge. In any case, familiarize yourself with the resort's gratuities policy before your trip to avoid over- or under-doing it.

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The best way to spend in Mexico is a combination of both cash and your debit card. Larger businesses and those in major cities are likely to accept debit cards, but not all will. Some smaller stores and businesses may only accept cash. For example, market stalls, street food stands and taxis.

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For traveling (even on a backpacker budget) it is perhaps better to consider what 500 pesos (or $25 will buy). That is enough to rent a car for a way (minus non-specified expenses). It is also enough for dormitory accommodation in some of the cheapest hostels in Mexico City for two nights (around $8 per night).

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While tipping is allowed at some resorts, it is optional, so you won't have to worry about staff pressuring you to do so. You don't have to feel bad about not being able to or wanting to tip everyone.

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