Is it better to use cash or card in Mexico?

Publicly accessible ATMs in Mexico are susceptible to manipulation and all too often card data is copied and stolen. Shopping with a credit card, on the other hand, usually works without any problems. The major supermarkets and souvenir stores accept all major card systems.



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?? Use Credit Cards Credit cards are widely accepted at most places of business throughout Mexico, especially in tourist areas. Besides small towns and certain food trucks or shops, you can use a credit card to pay for most things.

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Cash is a necessity in Cancun, given that many restaurants and gift shops don't accept credit cards. Like many other airports around the world, the Cancun airport is jam-packed with money exchange kiosks looking to convert your money into Mexican pesos.

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While still at home, you can exchange currency at your local bank. Experts suggest only changing enough to cover travel and transportation costs until you are settled at your destination, as the costs of exchanging money at home can be prohibitive.

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The best currency to take to Cancun is Mexican pesos (MXN) as this is the official currency of the country and will save you money when paying for purchases. However, U.S. dollars are also widely accepted, so it's possible to use dollars when traveling in Cancun.

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It can be nice to have a some pesos when you first land, but ATMs are common and usually offer much better exchange rates than your bank. Avoid walk-up currency exchanges at all costs! It's a lot easier to pay for stuff in pesos rather than dollars, which are usually accepted at 10% below market rate.

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If you are searching for how to get pesos in Mexico, currency exchanges at the airport or downtown will always offer you a worse exchange rate than your bank. That's how they make money! For this reason, I only suggest using this option when you have some leftover pesos before your return flight at the airport.

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While some merchants in Mexico may accept US Dollars, it is not widely accepted and you may receive a poor exchange rate. It's recommended to use Mexican Pesos when in Mexico.

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Budget-Friendly Travel Planning You should plan to spend around M$2,180 ($128) per day on your vacation in Mexico, which is the average daily price based on the expenses of other visitors. Past travelers have spent, on average, M$504 ($30) on meals for one day and M$345 ($20) on local transportation.

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All-inclusive resort tipping etiquette
  1. Bartender: 20 pesos or $1 every 1-2 drink orders, especially if you order complicated cocktails.
  2. Cart drivers: $1 per trip.
  3. Servers: $5-10 every couple of meals for good service or if your waiter went above & beyond (we usually tipped at dinner)
  4. Shuttle driver to/from airport.


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Past travelers have spent, on average, M$477 ($28) on meals for one day and M$296 ($17) on local transportation. Also, the average hotel price in Cancun for a couple is M$3,261 ($191). So, a trip to Cancun for two people for one week costs on average M$34,563 ($2,024).

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Hotel Resort Fees Can Be Hard To Find A hidden cost that is becoming more popular in Cancun is the resort fee. Resort fees can be sneaky and often won't show up when looking at hotel pricing. It is always wise to check the fine print or contact your hotel to determine if you will be charged a resort fee.

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