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Is it better to use cash or credit card in Cayman Islands?

You can request U.S. dollars or Cayman dollars at most banks and ATMs. Credit cards are another safe way to carry money. They also provide a convenient record of all your expenses, and they generally offer relatively good exchange rates.



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Useful tips from our experts:
  1. Credit cards are recommended for car rentals. Prepaid cards are generally accepted for payment but not for reservations. ...
  2. Cash payment in USD nearly everywhere possible.
  3. Travelers are advised to take cash in US dollar (USD).


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ATM machines are available at most bank branches and all supermarkets. If you use your own bank's ATM you will not be charged a withdrawal fee (other than Government's 25¢ stamp duty charge for every withdrawal). The charge to use another bank's ATM is CI$2.40-CI$3 depending on the bank, for each withdrawal.

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It's always advisable to bring money in a variety of forms when traveling: a mix of cash, credit cards, and traveler's checks. You should also exchange enough cash to cover airport incidentals, tipping, and transportation to your hotel before you leave home, or withdraw money upon arrival at an airport ATM.

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Top tips for finding cheap flights to Grand Cayman High season is considered to be January, November and December. The cheapest month to fly from the United States is September.

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Purchases you should avoid putting on your credit card
  • Mortgage or rent. ...
  • Household Bills/household Items. ...
  • Small indulgences or vacation. ...
  • Down payment, cash advances or balance transfers. ...
  • Medical bills. ...
  • Wedding. ...
  • Taxes. ...
  • Student Loans or tuition.


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A Mighty Wind: Hurricanes on the Cayman Islands -- The curse of Cayman weather -- the hurricane season -- lasts officially from June 1 to November 30. But there's no cause for panic: Satellite forecasts give enough warning that safety precautions can be taken if a storm strikes during your visit.

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