In case you do not want to bring too much cash to Taiwan, another way is ?Credit Card?. Currently, most hotels and shops support this credit card payment. Also, comparing the exchange rate and risk-free as 2 - 2.5% and cash is not that different. Also, there is a promotion for the traveler is much worthy.

In 2026, a hybrid approach is the best strategy for Taiwan. While major cities like Taipei and Kaohsiung have become increasingly card-friendly, Taiwan remains a deeply cash-reliant society for daily essentials. You will need a credit card (ideally one with no foreign transaction fees) for hotels, high-end department stores, and the High-Speed Rail (HSR). However, you must have cash (New Taiwan Dollar - TWD) for the legendary night markets, small local eateries (xiaochi), and traditional "wet" markets. For 2026 travelers, the "ultimate" tool is an EasyCard (Yoyo Card) or iPass; these are contactless "smart cards" that you top up with cash at any 7-Eleven or FamilyMart. You can use them to pay for the MRT (subway), buses, and even small purchases at convenience stores. ATMs are ubiquitous in 2026, especially inside the thousands of 7-Elevens, so you don't need to carry massive amounts of cash, but you should never rely on plastic alone once you step outside of a major mall.