Is it better to use credit card points for hotels or flights?


Is it better to use credit card points for hotels or flights? Airline points are worth 1.3 cents per point on average, while hotel points are generally worth 0.075 cents. The actual worth of a point varies by hotel and airline, however. However, it's best to choose a card based on your preferences and spending habits, not just monetary value.


Is it worth it to use Marriott points?

Marriott Bonvoy points are worth approximately $0.009 each. While this value is low compared with flexible rewards programs like Chase Ultimate Rewards®, it's a very good redemption value for hotel loyalty points. In fact, we value Hilton Honors points and IHG Rewards points are just $0.005 each.


Are airline points worth more than hotel points?

Average Value (Cents per Point) Based on these examples, airline miles are worth 1.32 cents each, and hotel points are worth 0.78 cents each on average. While you may look at those numbers and decide that airline miles are worth more than hotel points, that's not always the case.


Is it better to redeem points for cash or travel?

Ultimately, deciding whether to redeem points rather than pay cash for travel is a personal choice. You'll get more value by using them for high-priced travel experiences. But if you're a budget traveler who just wants to save a few bucks, use your points for that economy flight or low-category hotel redemption.


What is the best way to pay for hotels?

You can book a hotel room without a credit card by using a debit card in most cases. Many hotel chains will also accept prepaid cards, though they are more likely to do so at check-in or check-out than at the time of booking. Typically, you cannot make a hotel reservation with cash, a personal check or a money order.


Is 3 credit cards too many?

If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.


What is the number 1 rule of using credit cards?

Rule #1: Always pay your bill on time (and in full) The most important principle for using credit cards is to always pay your bill on time and in full. Following this simple rule can help you avoid interest charges, late fees and poor credit scores.


How many hotel points do you need for a free night?

Points Explorer FAQ How many Points do I need for a free night? Free nights can be redeemed for as few as 5,000 Points per night and no more than 95,000 Points per night for a Standard Room. Select properties with specialty accommodations may require up to 150,000 Points per night for a Standard Room.


Can you use points to make flights cheaper?

You'll get more value by using them for high-priced travel experiences. But if you're a budget traveler who just wants to save a few bucks, use your points for that economy flight or low-category hotel redemption. The key is to have a use in mind before you start earning points.