Is it cheaper to use an Oyster or debit card?

There is no price difference between the Oyster card and contactless card. What is this? Every time you travel on London's public transport, your contactless payment card is charged the same fare as your Oyster, including cap prices (the maximum amount you'll pay daily and weekly to travel throughout London).



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Is it cheaper to use Oyster or contactless? As both cards use the same Pay As You Go system and are compatible with the TfL Oyster & Contactless app, the costs are comparable. As a tourist in London, it can be worth getting an Oyster Card as part of the London Pass.

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A Visitor Oyster card* is one of the cheapest ways to pay for single journeys on the bus, Tube, DLR, tram, Uber Boat by Thames Clippers river bus service, London Overground, TfL Rail and most National Rail services in London.

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Great value. Pay as you go fares are cheaper than buying a paper single ticket or Day Travelcard. Your Visitor Oyster card offers daily capping. This means you can travel as much as you like in a single day and the amount you pay for your travel is limited (or capped).

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Cons: A £7 cost applies when you get a standard or visitor card. You'll need to top it up in advance of travel. You can't use an Oyster card at any station between Reading and Iver.

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1. Get an Oyster card. As you move around London you will spot locals tapping something against a yellow card reader at the underground turnstiles, on buses, trams, and even on the Thames Clipper Uber boat. This is an Oyster card, and it is an incredible 50% cheaper than buying single tickets or a paper travelcard.

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Pay as you go fares are cheaper than buying a paper single ticket or Day Travelcard. Your Visitor Oyster card offers daily capping. This means you can travel as much as you like in a single day and the amount you pay for your travel is limited (or capped).

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In most cases, paying by card is more convenient than cash, though we do recommend carrying a small amount of cash for parking, taxis, small purchases and tips. Ideally, take a Wise Mastercard and a Visa debit or credit card with you – plus a small amount of cash.

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You can't buy a Visitor Oyster card in London. Go to the Visitor Shop website to buy your card before you leave home and it will be delivered to your home address.

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Touch your Oyster card in at the start of your journey and touch out at the end on yellow card readers to pay the right fare. Only touch in on buses and trams. Find out more about touching in and out. If you only have pay as you go credit on your Oyster card, you can lend it to someone else.

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The most convenient places to buy an Oyster card are Underground stations across London, including Heathrow airport. You can buy one using either cash or your credit/debit card. Although there are a few manned ticket offices in London, the likelihood is that you will buy an Oyster card from a ticket machine.

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Resist the urge to buy foreign currency before your trip. Some tourists feel like they just have to have euros or British pounds in their pockets when they step off the airplane, but they pay the price in bad stateside exchange rates. Wait until you arrive to withdraw money.

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If you do not tap out your Oyster card, you will be charged the maximum fare for that journey. This this because most fares are based on zone, distance and time of travel. For you to pay the correct fare, the TfL charging system needs to know your destination station. Tapping out tells TfL the entirety of your journey.

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About a quarter of contactless payments are now made using either Apple or Google Pay, a figure that is ticking up all the time. In contrast, only 5.7m of the tens of millions of Oyster cards in circulation are still active. And as for paper tickets, in the past month just 1.7% of passengers bought them.

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Travelcard prices start at £15.20 for a central London 1 day Travelcard (zones 1-4). Child Travelcards prices start at £7.60 (zonnes 1-4).

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