Loading Page...

Is it hard to get a Hilton card?

The Hilton Honors American Express Card is hard to get because it requires good credit for approval, which means you need a credit score of 700+ to have good odds of being approved.



People Also Ask

You'll need to have good to excellent credit (a FICO score of 670 to 850) to qualify for the Hilton Honors American Express Aspire card. Those who are interested can see if they pre-qualify for the card on American Express's website.

MORE DETAILS

American Express offers three Hilton-branded personal cards: Hilton Honors American Express Card ($0 annual fee). Hilton Honors American Express Surpass® Card ($150 annual fee). Hilton Honors American Express Aspire Card ($550 annual fee).

MORE DETAILS

Hilton Honors American Express Surpass® Card: Earn 130,000 Hilton Honors bonus points after you spend $2,000 in purchases on the card within your first three months of card membership. Per TPG's latest valuations, the 130,000 Hilton points are worth $780 in value toward award stays.

MORE DETAILS

The Hilton Surpass is an ideal choice for those who stay at Hilton properties often and want a cobranded credit card with a modest annual fee (see rates and fees) and valuable perks — but who aren't willing to shell out for the top-tier Hilton Honors American Express Aspire Card.

MORE DETAILS

Three different standard rooms are available for 70,000 points, while an equivalent cash rate (with a similar cancellation policy) is $385 after taxes and fees in each case. That yields an above-average Hilton point value of 0.55 cents.

MORE DETAILS

If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.

MORE DETAILS

To qualify, you must complete 30 stays, stay 60 nights or earn 120,000 base points in a calendar year. However, primary cardholders of the Hilton Honors American Express Aspire Card (see rates and fees) enjoy complimentary Diamond status as a perk of their card.

MORE DETAILS

As a Hilton Honors member, you'll receive exclusive perks when you stay at our more than 7,000 hotels around the world — including amazing resorts, luxury and boutique hotels. Best of all, it's free to join! Earn Points on your stays and turn them into free nights, travel with our exclusive partners, and so much more.

MORE DETAILS

Hilton Honors Points expire after 24 consecutive months of inactivity.

MORE DETAILS

Hilton Gold perks 80% bonus points: 10 base points on most Hilton purchases plus an 80% bonus, which equates to 18 points per dollar spent. Complimentary upgrades at check-in: Upgrade eligibility on all room types, even up to the executive floor.

MORE DETAILS

Additional ways to redeem Hilton points is by shopping, traveling, and dining with Hilton partners. Once you redeem enough Hilton Honors points, you can use them for free nights at Hilton hotels, free car rentals, or you can sell Hilton points for cash to MileageSpot and earn cash in return.

MORE DETAILS

If you don't plan on staying at Hilton properties at least once per year, it's not worth obtaining Gold or Diamond status, even if you're just getting it through a credit card. It may also not be worth it if you typically stay at limited-service properties where upgrades are unlikely and breakfast is free to all.

MORE DETAILS