Is it hard to get an American Express Delta card?

Bottom line. To qualify for an Delta SkyMiles American Express card, you'll probably need a FICO® score of 670 or higher. With American Express being the sole issuer of cobranded Delta card's, you'll also be subject to its usual application rules.



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Credit score needed for the Delta SkyMiles® Gold American Express Card. The Delta SkyMiles® Gold American Express Card might be the easiest card on this list to be approved for and has a $0 introductory annual fee for the first year; then $99 (see rates and fees).

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Editorial and user-generated content is not provided, reviewed or endorsed by any company. The Amex Delta Platinum credit score requirement is 700 or better. That means people with at least good credit have a shot at getting approved for this card.

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Delta Platinum Amex comparison. As you can see, the Delta SkyMiles Platinum card offers more (and better) benefits, and you can earn more SkyMiles per dollar spent with Delta and at hotels than with the Gold version of the card.

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As you can see, the earning structure on Delta cards isn't the most attractive. In addition, the bonus categories are lackluster, and these miles are stuck in your Delta SkyMiles account. After you earn the welcome bonus, we don't recommend using these cards for your everyday spending.

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Not only does the Amex Platinum card offer you access to Delta Sky Clubs when you're flying on a Delta-operated flight, but you also receive access to Amex Centurion Lounges, Priority Pass Select lounges (upon enrollment), Plaza Premium Lounges, Escape Lounges – The Centurion Studio Partner, select Virgin Clubhouses, ...

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Delta SkyMiles Platinum American Express Card
  • Earn 3 miles per dollar on Delta purchases ‡ ...
  • Earn 3 miles per dollar on purchases directly with Hotels ‡ ...
  • Earn 2 miles per dollar at Restaurants worldwide, plus takeout and delivery in the U.S.‡ and earn 2 miles per dollar at U.S. Supermarkets‡


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Diamond Medallion is the highest frequent flyer tier in the Delta SkyMiles program, above Platinum, Gold, and Silver. Requiring the most amount of money spent and the most amount of miles flown for Delta elite status, the benefits are plentiful and very beneficial.

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The Delta SkyMiles Loyalty Program has four elite status tiers: Silver, Gold, Platinum, and Diamond — the latter is the highest. (There's also one secret tier above Diamond called Delta 360°, but membership is by invitation only.)

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  • Delta SkyMiles® Gold American Express Card - Best for casual delta flyers.
  • The Platinum Card® from American Express - Best for luxury benefits.
  • American Express® Gold Card - Best for dining at restaurants.
  • Delta SkyMiles® Platinum American Express Card - Best for mid-tier delta flyers.


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