Is it hard to get approved for a Southwest card?

It is hard to get a Southwest credit card because they require at least good credit for approval. You have the best approval odds with a minimun of 700 credit score and you have a lot of income, it will be difficult for you to get approved for a Southwest credit card credit card.



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Getting denied for a credit card does not affect your credit, so you don't have to worry about that. However, you might see a slight drop in your credit score due to the hard credit inquiry associated with your credit card application.

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The Southwest Premier Card uses either Experian, Equifax or TransUnion for approval.

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