Is it hard to qualify for Amex Platinum?

The credit score needed for the American Express Platinum is generally above 700. According to Credit Karma, the average score is 715, so it's not incredibly hard to get the Amex Platinum card. However, several applicants with credit scores in the 600s have also been approved, even as low as 643.



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The Platinum Card® from American Express does not have a traditional credit limit; utilization for this card is not calculated the same as cards with credit limits. Average age of members who matched this card or similar cards.

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If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.

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