Is it safe to pay Airbnb with credit card?

When renting a room through Airbnb, you should never be asked to send or transfer money directly to a host, or provide credit card or bank details. Payment should be made through Airbnb's online system, which handles the payment safely and ensures that your bank details remain secure.



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All payments are handled via Airbnb. Acceptable payment methods in most countries include major credit cards (like Visa, Mastercard and American Express), most debit cards that can be processed as credit cards and other payment services like PayPal, Apple Pay and Google Pay.

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When you submit a reservation request, we may place a hold on your payment method, called an authorization, for the full amount of the reservation. If your reservation is accepted, the authorization will turn into a real charge and the amount will be deducted from your payment account.

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Although no identification process is foolproof and we cannot guarantee someone's identity, we take steps to help everyone to feel confident that guests and Hosts on Airbnb are genuine. This is why we have procedures in place to attempt to verify the identity of our users.

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Payment options available in most countries
  1. Visa, MasterCard, Amex, JCB, and debit cards that can be processed as credit cards.
  2. Apple Pay.
  3. Google Pay.
  4. PayPal.


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Depending on the length of your stay, when you cancel, and the cancellation policy that applies to your reservation, you may get a partial refund if you cancel after check-in - learn more about different cancellation policies. Learn more about how refunds work for cancellations.

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5 risks for Airbnb, Vrbo® and other property rental hosts
  • Property damage to your Airbnb or Vrbo. ...
  • Preventing guest injuries at your Airbnb rental. ...
  • Theft of personal belongings. ...
  • Squatters in your rental. ...
  • Loss of use can equate to loss of income.


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Accepted Airbnb Payment Methods
  • Credit cards including Visa, MasterCard, Amex, JCB.
  • Debit cards that can be processed as credit cards.
  • Google Pay.
  • Apple Pay.
  • PayPal.
  • Airbnb gift cards.


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While it's not required, you always have the option to pay upcoming monthly instalments a little early, as long as it's within 7 days before your payment is due. For example, if your payment is due on July 11, you'll be able to pay as early as July 4 at 12am UTC.

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Asking for a substantial amount as a security deposit and setting a strict cancellation policy is a surefire way to make travelers feel truly unwelcome. Generally, an Airbnb security deposit doesn't exceed 20% of the total cost of the booking. Hosts often set an amount within the range of $100 to $500.

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In everywhere but India, if the Host accepts your request, you'll be charged for the reservation. If they decline or don't respond within 24 hours, there's no charge and you'll be free to book a different stay instead. For guests paying in Indian rupees, you'll be charged for the reservation when you request to book.

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Contact Airbnb
Their website, mobile app, or by phone. Requests for a refund of any amount before or after your trip can be handled through their resolution Center. Before explaining the situation to customer service, ensure you include the relevant details of your case and proof.

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Types of Cancellation Policies for Airbnb Listings Airbnb listings with a flexible cancellation policy can be canceled for free until 24 hours before check-in to receive a full refund. Cancel within 24 hours of check-in, and guests can still get a refund minus the first night's cost and service fee.

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Your credit or debit card has expired. You've exceeded the daily withdrawal or purchase limit set by your bank or credit card company. The billing address and phone number you entered don't match the billing address and phone number associated with your credit or debit card. Fraud prevention.

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Sharing passport details with an Airbnb host can be risky, especially if the host is not legitimate. If the host is a fraudster or scammer, they could use your passport details to commit identity theft.

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If you're wondering why your host is asking for your passport details, it's important to know this isn't just a random request. The host is primarily looking out for their property and, of course, their guests too. By checking your passport, they can confirm your identity, age, and nationality.

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