Is it safe to use credit card in Thailand?

The short answer is yes, you can use your credit card in Thailand. However, although credit cards are commonly-used in Thailand (especially in more touristy areas), cash is still normally preferred there, so keep in mind that you might not be able to use your credit card everywhere.



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Travelers entering Thailand under the Tourist Visa Exemption Scheme must possess adequate cash of or equivalent to 20,000 Baht per person or 40,000 Baht per family.

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How much cash can you bring into Thailand? What are the limits? Details of the customs regulations in Thailand can be found on the Thai Customs Board website. According to the details available online, you can bring up to $20,000 - or the equivalent - into Thailand, without needing to take any specific action.

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It is recommended not to buy any Thai Baht before arriving in Thailand as the rates offered in Thailand are always better than you could get back home. Cash exchanges in Thailand incur no commissions or fees. However, you should avoid changing cash at hotels, hostels or guesthouses because you will get a bad rate.

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How Much Does 2 weeks in Thailand Cost? In the 15 days that we spent in Bangkok and Northern Thailand, we spent a total of 14,726 Baht. That's equivalent to about $420 USD. That's for two people for 15 days and includes everything from accommodation to meals and transport.

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Bank Transfer Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money.

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8 Expenses You Should Not Put on a Credit Card
  • Rent or Mortgage Payments. Paying your rent or mortgage with a credit card isn't always an option—landlords tend to prefer checks, cash or even Venmo payments. ...
  • Utilities. ...
  • Income Taxes. ...
  • Medical Bills. ...
  • Cash Withdrawals. ...
  • Peer-to-Peer (P2P) Payments. ...
  • Online Bets. ...
  • Tuition.


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Generally speaking, you can travel around Thailand on a budget of $35-$70 per day (per person). As you can see in the infographic, we spent $67 per day as a couple.

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Food: Eating in Thailand is often inexpensive, with street food being a popular and inexpensive choice, with prices ranging from 30 baht (90 cents) to 80–90 baht ($2.5 USD). Restaurant meals can range from 50 to 500 baht, depending on the cuisine and establishment. Scroll down to the food section for more details.

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Is $500 enough for Thailand? It is fine to stay with that budget in small city or town not in big cities like Bangkok, Chiang Mai, Phuket etc. And if you adapt your lifestyle to be local people by eating street food or stay in reasonable price of accommodation. It is enough for 500 USD.

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