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Is it worth converting hotel points to miles?

The Pros of Transferring Hotel Points to Airline Miles One of the most significant advantages of converting hotel points to airline miles is the expanded range of flight options it offers. Hotel loyalty programs often partner with multiple airlines, allowing you to redeem your converted miles across various carriers.



For the majority of travelers in 2026, converting hotel points to airline miles is not worth it and results in a significant loss of value. Most hotel programs (like Hilton, IHG, or Hyatt) offer a poor transfer ratio, often 10:1 or 5:1, meaning you might trade a $300 hotel room for just $50 worth of flights. The only major exception is Marriott Bonvoy, which maintains a 3:1 transfer ratio and offers a 5,000-mile bonus for every 60,000 points transferred, making it a viable way to "top off" an airline account for a specific award ticket. Generally, you get the best value by using hotel points for their intended purpose: free nights. The only times a transfer makes sense are if your points are about to expire, if you have a "dead" balance that isn't enough for a hotel stay, or if you are just a few thousand miles away from a high-value First Class flight redemption. Otherwise, you are almost always "burning" value by moving points from a hotel program to an airline.

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Average Value (Cents per Point) Based on these examples, airline miles are worth 1.32 cents each, and hotel points are worth 0.78 cents each on average. While you may look at those numbers and decide that airline miles are worth more than hotel points, that's not always the case.

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Generally, travel miles and points are worth 1 cent each. But the value of your miles or points can vary based on the card you earned them with and what you redeem them for. It's possible for travel points and miles to be worth more than 1 cent each or less, depending on the card and how you elect to use them.

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Points Explorer FAQ How many Points do I need for a free night? Free nights can be redeemed for as few as 5,000 Points per night and no more than 95,000 Points per night for a Standard Room. Select properties with specialty accommodations may require up to 150,000 Points per night for a Standard Room.

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Hotel points generally expire between one year to four years after earning them, depending on the program. However, there are ways to keep your points active longer than that — the easiest of which is to continue to earn or redeem them.

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MoneyGeek's Takeaways. The average value of a British Airways Executive Club Avios stands at 0.8 cents to 1.5 cents. When redeemed for business class flights, you may get a value of more than 2 cents per Avios. Your Avios tend to be worth less when used for hotel stays, car rentals or experiences.

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To qualify, you must complete 30 stays, stay 60 nights or earn 120,000 base points in a calendar year. However, primary cardholders of the Hilton Honors American Express Aspire Card (see rates and fees) enjoy complimentary Diamond status as a perk of their card.

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Hilton Honors doesn't have the most lucrative travel rewards, with an average Hilton points value of 0.5 cents apiece in Personal Finance Insider's most recent points and miles valuations. Nonetheless, the program offers good (and sometimes great) value when redeeming for hotel rooms and access to special events.

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