Is Post Office travel card good?

The Post Office travel card is handy to have if you're travelling and want to keep your money safe. You won't need to carry cash around with you, or have to take time out of your trip to change currency. Paying in local currencies is quick and easy, especially as it's a contactless card.



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To transfer funds from your travel card to a bank account, go to your nearest branch and fill out the necessary paperwork.

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You can get better rates by ordering foreign currency from your local bank or credit union before you start your trip. Correct! Banks and credit unions generally offer the best exchange rates, and many won't charge extra fees to exchange currency. Remember to order the foreign currency before you start your trip.

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Head to your bank or credit union before you leave to avoid paying ATM transaction costs. You may even receive a better exchange rate. Credit unions and banks will exchange your dollars into a foreign currency before and after your trip when you have a checking or savings account with them.

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OK, the short answer is this: It's best to pay in local currency over US dollars when you're traveling abroad. Why? Because of a little something known as currency conversion fees.

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