Is Revolut card credit or debit?

Is Revolut a credit card? Revolut is a global fintech app that you can download on your smartphone. Its main offering is a debit card and multi-currency account, but has recently launched a credit card in Poland, Lithuania, the United States, and Ireland.



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Deposit Protection is Limited: Unlike traditional banks, Revolut's deposit protection is limited. Although savings in a Revolut account are protected up to a specific amount, they are not covered by government-backed deposit insurance programmes.

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Funds in your Revolut Prepaid Card Account are held at or transferred to Metropolitan Commercial Bank, member FDIC. While there, your funds are insured up to $250,000 by the FDIC in the event Metropolitan Commercial Bank fails, if specific deposit insurance requirements are met and your card is registered.

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