St. Croix is not "safe" from hurricanes, as it is located in the heart of the Atlantic hurricane belt. While no island in the Caribbean can claim total immunity, St. Croix’s history with storms is a mix of long quiet periods and devastating direct hits. Statistically, the U.S. Virgin Islands are affected by a tropical storm or hurricane roughly every four to eight years. The island has suffered historic damage from major systems, most notably Hurricane Hugo in 1989 and the twin impacts of Irma and Maria in 2017. However, because St. Croix is the largest and southernmost of the USVI, it sometimes fares differently than its sister islands, St. Thomas and St. John. While the peak season is August through October, the island has modern building codes and robust infrastructure designed to mitigate risk. Travelers should always purchase travel insurance when visiting during the official season (June 1–November 30).